Module II· Football Field & SensitivitiesIntermediate
Question

How do you build a terminal-growth sensitivity?

Answer

The terminal-growth sensitivity shows the change in EV under different g assumptions. Typical range: 1.0% / 1.5% / 2.0% / 2.5% / 3.0%. The effect is non-linear — a higher g has a stronger effect, because g sits in the denominator of the Gordon growth formula.

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Inputs:

  • WACC: 9%
  • FCF (steady state): $50m
  • g scenarios: 1% / 2% / 3%

Calculation:
```
g 1%: TV = $50 × 1.01 / (0.09 − 0.01) = $631m
g 2%: TV = $50 × 1.02 / (0.09 − 0.02) = $729m (+15.5%)
g 3%: TV = $50 × 1.03 / (0.09 − 0.03) = $858m (+36% vs. g 1%)
```

±0.5% in g swings EV by ±5–8%.

'Terminal growth elasticity: 1% increase in g raises EV by 8% — sensitivity to long-term inflation/GDP assumption is material.'