Module IV· IRR / MOICAdvanced
Question

What is 'IRR manipulation' and which practices are viewed critically?

Answer

IRR is time-sensitive — which makes it manipulable through timing decisions, without any real value creation behind it. The most important practice is the "subscription line": a fund uses an RCF from the fund's bank to delay capital calls. The IRR clock only starts at the LP call — the fund can "hide" the investment for 6–12 months and thereby pull IRR up artificially by ~2–3 percentage points.

ILPA (Institutional Limited Partners Association) guidelines recommend net-IRR reporting WITHOUT subscription-line effects. Top-quartile funds avoid all questionable practices — reputation beats a short-term IRR gain.

Deep diveShow more details
PracticeAssessmentDescription
Recap to optimize IRRlegitimatewhen the lender is willing + it reduces sponsor risk
Subscription linesborderlinefund RCF delays capital calls — IRR rises with no value creation
Aggressive mid-period NAV marksborderlinemark-to-market write-ups with no clear trigger
Cherry-picking exit timinglegitimateselling into a favorable market — but can create cash drag
Deal-by-deal carry calculationstructuralhigher than whole fund, less LP-friendly
Soft hurdles with no clear compute mechanismunacceptablepure LP detriment
SetupDay 1 vs Day 365
Without sub-lineLP invests $100m directly — IRR clock starts immediately
With sub-linefund bank bridges $100m, LP call later — IRR clock only starts at the call

Question: "How would you assess IRR quality?"
Answer: "Three standards separate top-quartile from average: DPI as a complementary metric (cash can't be manipulated), net IRR without sub-line effects, and whole-fund carry calculation. Whoever delivers all three cleanly has the credibility in the LP raise"