Module II· DCF — Mechanics & FCFIntermediate
Question

What does 'normalized FCF in the terminal year' mean and why is it critical?

Answer

In the terminal year the FCF must be sustainably repeatable — otherwise it destroys the terminal value. Normalization points:

  • D&A ≈ capex (no more growth capex).
  • ΔNWC = NWC × g (only inflation/growth needs).
  • Margins at a sustainable level (no one-off effects, no cyclical peak).
  • Taxes at the long-run tax rate (no more NOL benefit).
Deep diveShow more details

Terminal-year FCF is often lower than Year 5 FCF, because capex is normalized upward. A classic mistake: plugging Year 5 FCF directly into Gordon — overvalued, because Year 5 is often still in the growth phase with low maintenance capex.