Module II· DCF — Terminal ValueAdvanced
Question

How do you model terminal value for a sector in structural decline (e.g. print media, coal)?

Answer

g can be negative (typically −1% to −3%) in Gordon. The formula TV = FCF × (1+g) / (WACC − g) still works mathematically (positive denominator, numerator positive but shrinking).

Deep diveShow more details

Inputs:

  • WACC: 10%
  • g (steady state): −2% (a structurally shrinking market)

Calculation:
```
TV = FCF × (1 + g) / (WACC − g)
= FCF × 0.98 / (0.10 − (−0.02))
= FCF × 0.98 / 0.12
= 8.17 × FCF
```

at g = +2%, TV would be 25.5 × FCF — a negative growth rate pushes the TV multiplier brutally down.

a negative-g assumption means perpetual shrinkage — eventually FCF = 0. More realistic: an explicit run-off model (Years 6–20 with a decline curve, then TV = 0 or liquidation value).

for structurally shrinking sectors, sum-of-decline-years + liquidation is often more honest than Gordon.