Module I· PP&E, Capex & D&AIntermediate
Question

What is the difference between useful life for accounting and for tax?

Answer

The accounting useful life (IFRS / local GAAP) is the estimated economic useful life — meant to reflect economic reality. The tax useful life (statutory depreciation tables) is prescribed in standardized form by the tax authority, often shorter than the economic life.

Tax D&A differs from book D&A — the temporary difference creates a deferred tax (a DTL, because tax D&A is usually faster).

Deep diveShow more details
AssetAccounting (IFRS / local GAAP)Tax (statutory tables)
Machinery7–15 years8–15 years
Buildings30–50 years33–50 years
IT hardware3–5 years3 years (even 1 year since 2021)
Software3–5 years3 years
Passenger cars6–8 years6 years

Inputs:

  • Book depreciation: straight-line over 10 yrs = $10 p.a.
  • Tax depreciation: straight-line over 8 yrs = $12.50 p.a.

Calculation:
```
Difference p.a.: $2.50
DTL build-up p.a.: $2.50 × 30% = $0.75
```

income-statement D&A is book D&A; the cash-tax calculation should use tax D&A. Simplification in standard DCFs: apply the effective tax rate to EBIT, and ignore ΔDTL or fold it into working capital.

For capex-intensive targets (industrials, real estate), show the DTL build-up separately in the DCF — it can shift equity value by 2–5%.